The Template that finally shows you where your money goes and how to save more every month
Most people make financial decisions blindly — and wonder why things never quite add up.
Where is your money really going?
If you can’t answer that in seconds, you’re not in control—you’re guessing.
This template gives you a complete, real-time view of your finances by comparing what you planned to spend with what you actually spend. No more surprises at the end of the month. No more “I thought I had more.”
✔ See every euro clearly — income, expenses, and patterns
✔ Instantly spot waste (subscriptions, leaks, bad habits)
✔ Apply proven frameworks like the 50-30-20 rule without effort
✔ Take back control and start saving every single month
This isn’t just a spreadsheet. It’s the system that turns confusion into clarity—and clarity into money saved.
Because once you see where your money goes, you can finally decide where your life goes.
That trip. That car. That financial freedom. Start tracking. Start saving. Start choosing.
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Choose your preferred version of My Budget Spreadsheet: English or Spanish. Same structure, same dashboard, same clarity — in the language you actually use every day.
Know exactly where your money goes — every expense, every month. No more vague estimates or surprised faces at month end.
See how incomes, expenses and investment reflect your budget. Know if your financial behaviour is appropriate — and how much.
Use data, not intuition. The numbers tell you what to do next — you just need to see them clearly.
average savings identified per user in the first month
saved every week on manual tracking and other spreadsheets
to get a clear financial overview for the first time
Our mission is to contribute to the financial education of young people by providing simple, accessible tools that help them manage their money more consciously.
From a personal finance perspective, we seek to cover a wide range of topics: from managing personal finances to monitoring investment portfolios, as well as developing awareness in evaluating financial instruments carefully.
Excel is one of the most widely used tools in the worlds of business and finance. We use it to create solid, well-structured models for money management.
But Financial Spreadsheet is not just Excel templates.
I am an engineer and consultant with a strong passion for finance and Excel. I have been managing my personal finances with a dedicated file for a long time and, together with Eugenio, we decided to refine it and make it accessible to everyone!
I am an energy engineer with a strong passion for investments and economics. In recent years, I have started following economic and financial matters to gain greater awareness in managing money!
With a TrustScore of 4.8 on Trustpilot, Financial Spreadsheet is one of the highest-rated platforms for personal and business finance tools. Discover why so many people rely on us every day.
Read customer reviewsYou can start with just 10 minutes a week on your phone or tablet.
No. The file is already on for you. Just watch carefully the guided tutorials.
Yes, the template is designed specifically for those who manage multiple bank accounts. My Personal Budget includes 5 but ask if you need more; we'll add them for free!
After purchasing the template, the download link will be sent to you via email after order confirmation.
Yes, you can choose which template you want when you purchase. The template is designed to work on both Windows and Mac with Excel 2019 or later. We recommend using the latest version of Office 365 to avoid compatibility issues. It also works with Google Sheets, which requires a free Google account.
Yes, absolutely! Income and expense categories can be edited independently directly within the "Budget" sheet. To add or remove categories, please contact customer service at info@financialspreadsheet.it, as the template formulas will need to be adjusted accordingly.
Absolutely! Your purchase includes free lifetime updates for new versions as we release them. If we make any changes or improvements, we'll email you a new download link.
Of course! Your data is yours and we don't have access to it. The advantage of using our template is that only you have access to your data, ensuring maximum privacy. In short, your data is more secure than using any traditional budgeting app.
No problem! Contact us atinfo@financialspreadsheet.itand we'll help you solve the problem!
Absolutely! After your purchase, simply send us your billing information at info@financialspreadsheet.it and you'll promptly receive an invoice for your purchases.
